Invariably in the course of our work, a question will arise as to the distinction between a Mortgage and a Judgment Mortgage.  Most of us in the course of our lives will take out a Mortgage of some value in order to purchase a residence.  This will involve the consent of the Mortgagee (Bank customer) granting a charge over a property in favour of the Mortgager (Bank).  As discussed in previous articles on this page, a Mortgagee will always be advised by their Bank to attend with their Solicitor when completing Mortgage documentation.  The important thing to bear in mind is that the Mortgage Agreement will be entered in to for a period of time and once the monies charged by virtue of the Mortgage Agreement have been redeemed in full, the Mortgage can be cancelled in respect of any legal documentation confirming ownership of the particular property.